Purpose and Scope
This policy defines how LandlordPro, LLC retains, manages, and deletes personal and financial data collected through the LandlordPro platform. It applies to all data categories including consumer financial data received via connected financial data providers, payment data processed through Stripe, tenant personal information, and landlord account data.
This policy is reviewed annually and updated whenever there is a material change to the platform's data handling practices or applicable law.
Retention Schedule
The following schedule defines the retention period for each data category and the legal or operational basis for that period.
| Data Category | Retention Period | Basis | After Expiry |
|---|---|---|---|
| Personal account data (name, email, contact info) | Duration of account + 30 days | Service Delivery | Deleted on request or 30 days post-termination |
| Linked bank account tokens & metadata | Duration of active tenant relationship | Operational | Provider token revoked via API + deleted from DB within 30 days |
| Rent payment history & financial records | 7 years | Tax / Legal Compliance | Securely deleted after 7-year period |
| Tenant screening reports | 5 years minimum | FCRA / FACTA | Securely disposed per FACTA Disposal Rule (16 C.F.R. Part 682) |
| Login history & device records | 12 months | Security / Fraud Prevention | Automatically purged after 12 months |
| Verification codes (OTP) | 10 minutes (active) / 24 hours (audit) | Security | Expired codes deleted automatically |
| Lease documents & signed agreements | Duration of tenancy + 7 years | Legal / Contractual | Securely deleted after retention period |
| Anonymized usage & analytics data | Indefinite | Analytics | Retained (no PII — cannot be re-identified) |
Connected Financial Data Handling
Consumer financial data received via connected financial data providers is handled with the following specific controls:
Deletion Procedures
LandlordPro enforces data deletion through the following procedures:
Legal Basis for Retention
Retention periods are set in compliance with applicable laws and regulations:
| Law / Regulation | Applicability | Retention Requirement |
|---|---|---|
| IRS / Tax Records | Financial transaction records | 7 years |
| FCRA (Fair Credit Reporting Act) | Tenant screening reports | 5 years minimum |
| FACTA Disposal Rule (16 C.F.R. Part 682) | Consumer report disposal | Secure destruction required |
| CCPA / State Privacy Laws | Consumer deletion rights | Delete within 45 days of verified request |
| Financial Data Provider Agreements | Third-party API data use restrictions | Use limited to stated purpose; delete on user revocation |
Consumer Rights
Consumers and tenants have the following rights regarding their data:
To exercise any of these rights, contact: support@getlandlordpro.com
Policy Review Schedule
This policy is reviewed on a defined schedule and updated whenever there is a material change to the platform, applicable law, or data handling practices.